Income & Expense Planning
Plan Your Income and Expenses with Qualified Financial Advisors
Take control of your financial future with expert guidance on budgeting, cash flow management, and strategic financial planning.
- Gain full visibility over your monthly finances
- Avoid financial leaks and improve savings
- Align spending with long-term goals
- Reduce financial stress with expert guidance)
- Unclear cash flow patterns
- Overspending and budget leaks
- Inadequate emergency savings
- Financial stress and anxiety
Problems We Solve
Why Income & Expense Planning Matters
Services
Who Should Use This Service?
Salaried
Individuals
Looking to optimize their monthly budget and increase savings
Freelancers &
Entrepreneurs
Managing irregular income and planning for business expenses
NRIs with Multiple
Income Streams
Coordinating finances across different countries and currencies
People Nearing
Retirement
Transitioning from accumulation to income planning phase
What's Included in Our Service
Financial Planning Services
Budget Creation & Expense Tracking
Comprehensive budgeting framework with expense categorization and tracking tools to monitor your spending patterns and identify areas for optimization.
Cash Flow Analysis & Optimization
Detailed analysis of your income and expense cycles to identify cash flow gaps and opportunities for better timing of expenses and investments.
Income Diversification & Enhancement
Strategic planning to diversify income sources, identify additional revenue opportunities, and optimize your earning potential for long-term growth.
Retirement Planning
Long-term financial planning to ensure your income and expenses align with retirement goals, including pension optimization and withdrawal strategies.
How We Help You Succeed
Our proven 5-step process ensures you get the Financial clarity
Book a Free Consultation
Looking to optimize their monthly budget and increase savings
Share Income & Expense Details
Provide your financial information through our secure platform
Advisor Builds Custom Plan
Our experts create a personalized financial strategy for you
Review & Approve
Review the plan with your advisor and make any necessary adjustments
Ongoing Support
Regular check-ins and plan updates as your situation evolves
Documents & Information Needed
Documents & Information Needed
Bank Statements
- Last 6 months of bank statements
- Credit card statements
- Investment account statements
Income Documents
- Salary slips (last 3 months)
- Business income statements
- Tax returns (last 2 years)
Investment Portfolio
- Mutual fund statements
- Retirement account information
- Stock portfolio details
Existing Plans
- Insurance policies
- Previous financial plans
- Loan documentation
Why Choose us
Why Choose Our Financial Advisory Service?
We’re committed to providing exceptional financial guidance with integrity and expertise
Expert CAs &
Financial Advisors
Review the plan with your advisor and make any necessary adjustments
Transparent
Pricing
No hidden fees or surprise charges. Clear, upfront pricing for all our services
100% Online
Process
Complete your financial planning from anywhere with our digital-first approach
Personalized
Strategies
Customized financial plans tailored to your unique goals and circumstances
FAQs
Frequently Asked questions
We’ve got answers! explore our FAQs to learn more about how Aikeya can enhance your wealth.
01 What makes Aikeyam different from other wealth advisors?
We offer honest, product-free advice without pushing specific financial products. Our focus is on what’s best for you—backed by deep research, strategic planning, and a personalized approach.
02 What happens in the first discovery call with Aikeyam?
It’s a friendly, no-obligation call. We talk about your life goals, money habits, and current concerns. No jargon. No pressure. Just clarity and connection.
03 Do I need a large portfolio to work with Aikeyam?
It’s a friendly, no-obligation call. We talk about your life goals, money habits, and current concerns. No jargon. No pressure. Just clarity and connection.
04 How does Aikeyam charge for its services?
It’s a friendly, no-obligation call. We talk about your life goals, money habits, and current concerns. No jargon. No pressure. Just clarity and connection.
05 Can Aikeyam help with NRI financial transitions?
It’s a friendly, no-obligation call. We talk about your life goals, money habits, and current concerns. No jargon. No pressure. Just clarity and connection.