Financial Freedom Calculator
Aikeyam Financial Freedom Calculator – Plan Your Retirement & Achieve Financial Independence in India
The Aikeyam Financial Freedom Calculator empowers you to discover your “freedom age”—the age at which your investments and income can cover all your living expenses, allowing you to retire early or become work-optional.
Designed for Indian professionals, NRIs, and anyone aiming for long-term financial independence, this FIRE calculator uses current best practices:
- 80% equity, 20% debt asset allocation
- 12% equity, 7% debt assumed returns
- 7% inflation rate
- 4% safe withdrawal rate (India-specific)
- 10% tax on simulated growth
Get a detailed year-by-year net worth chart, goal comparisons, and your freedom/retirement date based on your inputs—all with a single click.
How to Use the Aikeyam FIRE / Retirement Calculator
- Enter your Current Age (in years).
- Add your Current Portfolio (total of all investments in ₹).
- Type your Monthly Investment (regular savings added each month in ₹).
- Fill out your Fixed Monthly Expenses (essential living costs).
- Input your Monthly EMI, if any (loan payments).
Click “Calculate Now” and instantly view your:
- Freedom Age: When your investment income fully funds your lifestyle
- Visual Projections: Year-by-year net worth and expense charts
- Comparison: Savings and lifestyle cost trajectory
FAQS
Frequently Asked Questions
Financial Freedom & Retirement in India
A financial freedom calculator estimates when your investments can fully sustain your lifestyle, helping you plan early retirement or a work-optional life.
It’s tailored for India—factoring in local inflation, expected returns, taxes, and living costs for a smarter retirement plan.
Simply input your age, current investments, and monthly contributions. The calculator automatically projects the year your passive income covers your expenses using the FIRE method.
Based on global FIRE principles, it indicates you can withdraw 4% annually from your retirement fund—Aikeyam adjusts this for Indian economic conditions.
Absolutely—Aikeyam is ideal for NRIs and expats planning to retire in India.
Yes, it simulates future projections with 7% inflation and a 10% tax on growth, making results more realistic.
The calculations use the best industry standards and reasonable return assumptions. Results are indicative; always consult a financial advisor for key life decisions.
Yes! The Aikeyam Financial Freedom Calculator is 100% free online.
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