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Comprehensive Financial Planning in India for Professionals & NRIs

Align your money with your life goals with a SEBI-registered, fee-only financial advisor. We prioritise what matters, invest tax-efficiently, manage risk, and keep you on track year after year.

Approaches

Two Approaches to Financial Planning

Goal-Based Financial Planning (India)

We prioritise essential goals—children's education, retirement, home purchase—then fund aspirational goals with surplus, so you can enjoy guilt-free spending.

Cash-Flow-Based Financial Planning

We start with income minus expenses to find real saving capacity and build a sustainable plan around your lifestyle.  

Why Comprehensive Planning Matters?

Without a plan, money decisions are reactive. With a plan, every rupee has a purpose—protecting your future while letting you enjoy today.

Avoid Financial Stress

Eliminate uncertainty with clear financial roadmaps and contingency plans.

Prevent Budget Leaks

Stop overspending and optimize your money flow for maximum growth.

Improve Goal Achievement

Significantly increase the odds of reaching your financial goals.

Users

Who Is This For?

Salaried Professionals

High earners who don’t have time to manage money amidst demanding careers

NRIs

Investing in or returning to India

Mid-Career Families

Juggling multiple financial goals

Unbiased Advice Seekers

Anyone wanting SEBI-registered guidance

What's Included

Comprehensive service coverage for all your financial needs

Budget & Expense Tracking

Know where money goes and align spending to priorities.

Cash-Flow Analysis & Optimisation

Maximise savings without sacrificing lifestyle.

Income Classification & Enhancement

Structure earnings for compounding and tax-efficiency.

Retirement & Financial Planning

Retire on your terms; create a FIRE-ready roadmap.

Tax Planning & Capital Gains Strategy

Reduce tax outgo with compliant, efficient strategies.

Estate & Succession Planning

Secure your legacy with clear, legal structures.

our Process

Our 6-Step Process

1

Discovery Call

Understand your needs and check fit.

2

Risk Assessment

Define your investment comfort zone.

3

Data Gathering

Income, expenses, assets, liabilities, and goals.

4

Plan Creation

A personalised, actionable roadmap.

5

Presentation & Implementation

Review, refine, and begin executing.

6

Ongoing Reviews

Quarterly check-ins to keep you on track.

Money talk, from Real people

Tax Optimization

NRI Client Success

Helped a 38-year-old NRI reduce tax by ~₹8 lakh annually and retire 5 years earlier via goal-based planning and DTAA-aware investments.

Loan Optimization

Tech Professional

Designed a plan to prepay a ₹1.2 crore home loan 8 years early while compounding wealth with a disciplined asset-allocation strategy.

Goal Planning

Family Goals

Secured education funds for two children without lifestyle compromise by optimising cash-flows and creating SIP glide-paths.

Testimonials

Client Success Stories,

Madhura_

Aikeyam is trustworthy, reliable, and knowledgeable. As an NRI, I’ve been investing with them for 2 years and even my family has joined in. Highly recommend their services!

Madhura Matkar
CTO
Seattle, USA
Sudha & Vikas_

Aikeyam brings exactly what one hopes for in a financial advisor— deep technical knowledge and up-to-date understanding of the markets, clear communication, patience and a genuine interest to craft a strategy to fit individual financial goals, lifestyle and risk comfort.

Thanks to their advice over the years, we feel confident and optimistic in our financial plan.

Aikeyam team is incredibly competent, honest, detail-oriented and forward-thinking with a client-first approach.

We recommend Aikeyam wholeheartedly to anyone seeking a trusted wealth management partner.

Sudha & Vikas

Cybersecurity professionals

Sudha & Vikas
Cybersecurity professionals
Brussels, Belgium
Anurag Jain_

Aikeyam has provided exceptional guidance in managing my global financial portfolio spanning India, Australia, and the United States. Their strategic insights, disciplined approach, and global expertise have enabled me to make informed decisions and achieve greater financial clarity and performance

Anurag Jain
Melbourne, Australia
Sukhvinder_

Working with Kashish & team at Aikeyam has been a truly reassuring experience. They take the time to understand your personal and financial goals, and then build a well-structured plan that covers every important aspect—goal planning, asset allocation, wealth creation, and retirement planning. What really makes them stand out is their consistency and care. They stay connected through regular reviews, share honest feedback, and ensure your plan evolves with your life.If you’re based outside India, you’re in the right hands—they make the entire process smooth, transparent, and thoughtfully managed from start to finish. With Aikeyam, you don’t just get a financial plan—you get long-term partners who genuinely look out for you.

Sukhvinder
Jamshedpur, India
Ankur Goel_

I’ve been taking financial advice from Kashish at Aikeyam for the past 3 years, and it’s been a great experience. She’s always approachable, explains things clearly, and tailors the plans based on my goals—whether it’s a car, house, or FIRE. What I value most is her focus on consistent SIPs, no matter how small. It’s not about big amounts, but building a habit that fits your lifestyle. I trust her advice and highly recommend Aikeyam for anyone looking for thoughtful and personalized financial planning.

Ankur Goel
Software engineer, Amazon
Bengaluru, India
Sobhan Jachuck_

Aikeyam has been an exceptional financial advisor for us. Their profound understanding of financial markets, combined with their dedication to educating us on investment strategies, has empowered us to make informed decisions.

We have been associated with them for over eight years, during which they initiated a holistic financial planning process that helped us establish clear financial goals from the outset. Additionally, they conduct semi-annual reviews, allowing us to identify opportunities to adjust our plan according to our current needs and circumstances. Aikeyam’s thorough research, tailored to our unique objectives and risk tolerance, enables us to grow our portfolio in a scientifically sound and risk-mitigated manner.

Their responsiveness to our queries fosters a trusting relationship, ensuring we feel valued and secure throughout our financial journey. Aikeyam’s personable approach makes collaboration enjoyable, and their strategic guidance has led to significant growth in our wealth. We are incredibly grateful for their unwavering support and look forward to continuing our financial journey with them.

Sobhan Jachuck
Director of Engineering, Elevate K-12
Bengaluru, India
Vivek Pandey_

After years of DIY investing, I partnered with Aikeyam to level up my portfolio. They not only outperformed market benchmarks but also kept me educated and at ease through every market swing. Their holistic approach—covering cash flow, estate planning, and goal-setting—has been invaluable

Vivek Pandey
Delhi, India
Subrat Panda_

I’ve known Kashish for many years now, and over time, that trust has only deepened.
As a busy professional and a dad to a toddler, it’s not easy to manage everything — especially when it comes to money. I used to invest before meeting them, but I was just spreading my money across too many things without much structure.
When I started working with Aikeyam on 4th June, we created a solid financial plan together — one that links every rupee to a clear goal. What I really appreciate is how they keep refining the plan as life changes. Whether it’s new goals or new conditions, they’re always on top of it.
And above all, I know they always act with my best interest in mind.

Subrat Panda
CTPO, Agenext
Mohali, India
Prashant Pandya_

Aikeyam brings a rare combination of financial acumen and personal care. His advice has helped me stay on track and feel confident about the future.”

Team has always been more than just a wealth manager – they are a true partner in my financial journey. Whether it’s planning for retirement or tackling emergencies, their guidance has made all the difference.

From day one, they have offered honest advice and smart strategies that helped me reach my goals and stay prepared for life’s surprises. Truly grateful!

Prashant Pandya
Senior Consultant Abjayon
Ahmedabad, India
Deep Adersha_

“I have been working with Aikeyam for the past 3-4 years, and they have been exceptional in managing my portfolio. Despite having a smaller account, I have never been treated any differently. Team is always ready to resolve any doubts and consistently helps me achieve my financial goals.”

Deep Adeshra
CFO
Ontario, Canada
Varsha & Ravi_

The team is knowledgeable, approachable, and always takes the time to explain things clearly. They have helped me feel confident about my financial future, providing tailored advice that truly aligns with my goals. It’s reassuring to know my investments are in good hands with people I trust. Highly recommended for anyone looking for thoughtful and professional wealth management.

Varsha & Ravi
Managing Director
Dubai, UAE
Rahul & divya_

As a married couple in our early 30s, we truly appreciate Aikeyam’s personalized and goal-oriented approach to financial planning. Kashish helped us design a clear investment roadmap tailored to our income and life goals, which gave us the confidence that we’re on the right path to achieving them. Their detailed planning showed us how our goals can be met over time, and the regular quarterly reviews keep us aligned and accountable. It’s reassuring to have a team that not only builds the plan but also walks with you through it.

Divya & Rahul
Delhi, India
Ravikant Gour_

I’ve been working with Aikeyam for a while now, and what really stands out is how well they know their stuff,and how consistently they keep me disciplined with my investments.
They didn’t just tell me what to invest in; they helped me understand why it matters. For the first time, I have real clarity on how much I need for my retirement and my kids’ education. That clarity has been a game-changer.
What I value most is how approachable they are. I can ask them anything , without worrying if it sounds silly. They’re always there, always patient, and that makes all the difference.
Now I don’t stress about market ups and downs. I focus on my work, knowing my finances are in safe, capable hands.

Ravikant Gour
Head of Products, Easebuzz
Pune, India
Vipin & shivani_

We have been working with Aikeyam as our trusted investment manager for over two years now, and the journey has been truly rewarding. Kashish and Team bring not only exceptional professionalism but also a warm, personal touch that makes the entire experience comfortable and reassuring.

Their deep knowledge of the market and investment options—be it equities, mutual funds, or other instruments—is impressive. What we appreciate the most is how they patiently break down complex jargon into simple terms, ensuring we fully understand every aspect of our investments.

Kashish and Team consistently make us feel valued and informed, going beyond just managing our portfolio to building a genuine relationship based on trust and transparency. With Aikeyam by our side, we feel confident and empowered about our financial future.

Cheers!
Shivani & Vipin

Shivani & Vipin
Lead BizOps Engineer, Mastercard
Pune, India
Shivam singh_

I’ve known Kashish since the start of my career, and she’s been a big part of my financial journey. She helped me understand how investments work and guided me in growing my money wisely. What truly sets her apart is her ability to simplify complex financial concepts and make them approachable. She’s always easy to talk to, listens attentively, and never pushes a one-size-fits-all approach.

What I appreciate most is how she stayed calm and focused during the recent market turbulence. Thanks to her proactive strategy, my losses were minimal, and my portfolio kept growing steadily. Her support has given me a lot of confidence in my financial decisions.

Shivam Singh
Varanasi, India
Leo peter_

The team gives you the best advice when it comes to financial planning and investment. I have seen great returns but what I appreciate most is the effort put in by the team for small details which creates big impact.

Leo Peter
D18 Managing Director, Jane
Bengaluru, India
Biswa_

As an entrepreneur, it’s hard to find time for finances and investments. That’s why working with Aikeyam has been such a relief. The team is approachable, professional, and clearly knows what they’re doing. I trust them completely with my money — it’s in safe hands.

What I really appreciate is that they go beyond just financial planning and portfolio management. I had a long-pending EPF withdrawal issue, and they not only listened but also connected me with the right people to resolve it. That kind of support is rare.

Biswa Gourav Singh
Co-founder, ZeonAI Labs
Bhubneshwar, India
Sweety Motwani_

I have been working with Aikeyam for the past 4 years on my financial investment journey and am very pleased with the guidance and support that I have received throughout these years. They have solid knowledge on financial markets and I appreciate their ability in explaining them in simpler terms which ultimately helps me in achieving my long term goals. They show genuine interest in their clients’ needs and help them make mindful investment decisions accordingly.

I highly recommend Aikeyam to anyone looking for a skilled financial advisor.

Sweety Motwani
IT business Consultant , HP
Ahmedabad, India

Why Choose us

Why Choose Aikeyam Wealth?

We’re committed to providing exceptional financial guidance with integrity and expertise

SEBI-Registered RIA

Fiduciary, conflict-free advice

Fee-Only Model

We work only for you, not product sellers

Proven Expertise

7+ years advising professionals and NRIs

Personalized Strategies

No cookie-cutter plans

FAQs

Frequently Asked questions

We’ve got answers! explore our FAQs to learn more about how Aikeya can enhance your wealth.

01    What is comprehensive financial planning?

A holistic approach that covers investments, taxes, retirement, risk protection, and estate planning, so you can reach life goals with confidence.

Prefer a SEBI-registered, fee-only advisor with a transparent process, ongoing reviews, and clear fee structure.

RIAs have a fiduciary duty to act in your best interest, with strong compliance, disclosures, and conflict-free advice.

No. It’s for anyone who wants clarity, discipline, and a strategy to reach goals—regardless of income level.

Yes. We offer NRI-specific planning for Indian investments, taxes (DTAA), repatriation, and global asset allocation.

When you Retire

Want to know when you can Retire early?

Use our free FIRE Calculator to see how close you are to financial freedom—and the steps to reach it faster

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