Financial Advisory Services in India for Professionals & NRIs
Structured, fee-only financial planning services designed to help you achieve your financial goals, optimize taxes, and build long-term financial freedom with clarity.
- Goal-based financial planning
- Tax-efficient investment strategy
- Retirement & financial freedom roadmap
- Ongoing strategic advisory
- SEBI Registered
- Fee-Only
- 7+ Years Experience
- 500+ Clients Served
Approaches
Two Personal Financial Planning Approaches
Goal-Based Financial Planning (India)
We prioritise essential goals—education, retirement, home purchase—then allocate surplus toward aspirations, ensuring long-term clarity and stability.
- Fully fund critical financial goals
- Clear prioritisation and trade-off decisions
- Milestone-aligned investment strategy
- Periodic reviews to stay on track
Cash-Flow-Based Financial Planning
We start with income and expenses to uncover true saving capacity and design a sustainable wealth strategy around your lifestyle.
- Increase savings without lifestyle disruption
- Add goals or early retirement when surplus allows
- Fix cash leaks and improve discipline
- Build habits that support long-term wealth
Why Professional Financial Planning Matters?
Without a structured plan, financial decisions become reactive. A disciplined advisory approach ensures every rupee supports your long-term goals and financial freedom.
Avoid Financial Stress
Replace uncertainty with a clear roadmap and contingency planning.
Prevent Budget Leaks
Strengthen cash flow discipline and eliminate inefficient spending.
Improve Goal Achievement
Increase the probability of achieving long-term financial goals with structured strategy.
Users
Is Personal Financial Planning Right for You?
Salaried Professionals
High earners balancing demanding careers and long-term wealth goals.
NRIs
Investing in or returning to India with cross-border financial priorities.
Mid-Career Families
Managing education, retirement, and growing financial responsibilities.
Investors Seeking Unbiased Advice
Prefer fee-only, fiduciary guidance over product-driven recommendations.
What's Included
What Our Financial Advisory Services Include
Budget & Expense Structuring
Align spending with your financial goals and long-term priorities.
Cash-Flow Optimization
Maximize surplus without disrupting your lifestyle.
Income & Tax Structuring
Improve tax efficiency with compliant, structured strategies.
Retirement & Financial Freedom Planning
Build a disciplined roadmap toward long-term financial independence.
Investment Advisory Strategy
Structured asset allocation aligned with your risk profile and goals.
Estate & Succession Planning
Secure long-term wealth transfer with clear legal structuring.
our Process
Our 6-Step Financial Advisory Process
A structured approach to align your income, investments, and long-term financial goals.
Discovery Call
Understand your goals and assess fit.
Risk Assessment
Define your investment comfort zone.
Data Review
Analyze income, expenses, assets, and liabilities.
Plan Design
Create a structured, goal-based roadmap.
Implementation
Refine strategy and begin execution.
Ongoing Reviews
Quarterly check-ins to keep you on track.
Money talk, from Real people
Tax Optimization
NRI Client Success
Helped a 38-year-old NRI reduce tax by ~₹8 lakh annually and retire 5 years earlier via goal-based planning and DTAA-aware investments.
Loan Optimization
Tech Professional
Designed a plan to prepay a ₹1.2 crore home loan 8 years early while compounding wealth with a disciplined asset-allocation strategy.
Goal Planning
Family Goals
Secured education funds for two children without lifestyle compromise by optimising cash-flows and creating SIP glide-paths.
Testimonials
Client Success Stories,
Aikeyam brings exactly what one hopes for in a financial advisor— deep technical knowledge and up-to-date understanding of the markets, clear communication, patience and a genuine interest to craft a strategy to fit individual financial goals, lifestyle and risk comfort.
Thanks to their advice over the years, we feel confident and optimistic in our financial plan.
Aikeyam team is incredibly competent, honest, detail-oriented and forward-thinking with a client-first approach.
We recommend Aikeyam wholeheartedly to anyone seeking a trusted wealth management partner.
Sudha & Vikas
Cybersecurity professionals
Aikeyam has provided exceptional guidance in managing my global financial portfolio spanning India, Australia, and the United States. Their strategic insights, disciplined approach, and global expertise have enabled me to make informed decisions and achieve greater financial clarity and performance
Working with Kashish & team at Aikeyam has been a truly reassuring experience. They take the time to understand your personal and financial goals, and then build a well-structured plan that covers every important aspect—goal planning, asset allocation, wealth creation, and retirement planning. What really makes them stand out is their consistency and care. They stay connected through regular reviews, share honest feedback, and ensure your plan evolves with your life.If you’re based outside India, you’re in the right hands—they make the entire process smooth, transparent, and thoughtfully managed from start to finish. With Aikeyam, you don’t just get a financial plan—you get long-term partners who genuinely look out for you.
I’ve been taking financial advice from Kashish at Aikeyam for the past 3 years, and it’s been a great experience. She’s always approachable, explains things clearly, and tailors the plans based on my goals—whether it’s a car, house, or FIRE. What I value most is her focus on consistent SIPs, no matter how small. It’s not about big amounts, but building a habit that fits your lifestyle. I trust her advice and highly recommend Aikeyam for anyone looking for thoughtful and personalized financial planning.
Aikeyam has been an exceptional financial advisor for us. Their profound understanding of financial markets, combined with their dedication to educating us on investment strategies, has empowered us to make informed decisions.
We have been associated with them for over eight years, during which they initiated a holistic financial planning process that helped us establish clear financial goals from the outset. Additionally, they conduct semi-annual reviews, allowing us to identify opportunities to adjust our plan according to our current needs and circumstances. Aikeyam’s thorough research, tailored to our unique objectives and risk tolerance, enables us to grow our portfolio in a scientifically sound and risk-mitigated manner.
Their responsiveness to our queries fosters a trusting relationship, ensuring we feel valued and secure throughout our financial journey. Aikeyam’s personable approach makes collaboration enjoyable, and their strategic guidance has led to significant growth in our wealth. We are incredibly grateful for their unwavering support and look forward to continuing our financial journey with them.
After years of DIY investing, I partnered with Aikeyam to level up my portfolio. They not only outperformed market benchmarks but also kept me educated and at ease through every market swing. Their holistic approach—covering cash flow, estate planning, and goal-setting—has been invaluable
I’ve known Kashish for many years now, and over time, that trust has only deepened.
As a busy professional and a dad to a toddler, it’s not easy to manage everything — especially when it comes to money. I used to invest before meeting them, but I was just spreading my money across too many things without much structure.
When I started working with Aikeyam on 4th June, we created a solid financial plan together — one that links every rupee to a clear goal. What I really appreciate is how they keep refining the plan as life changes. Whether it’s new goals or new conditions, they’re always on top of it.
And above all, I know they always act with my best interest in mind.
Aikeyam brings a rare combination of financial acumen and personal care. His advice has helped me stay on track and feel confident about the future.”
Team has always been more than just a wealth manager – they are a true partner in my financial journey. Whether it’s planning for retirement or tackling emergencies, their guidance has made all the difference.
From day one, they have offered honest advice and smart strategies that helped me reach my goals and stay prepared for life’s surprises. Truly grateful!
“I have been working with Aikeyam for the past 3-4 years, and they have been exceptional in managing my portfolio. Despite having a smaller account, I have never been treated any differently. Team is always ready to resolve any doubts and consistently helps me achieve my financial goals.”
The team is knowledgeable, approachable, and always takes the time to explain things clearly. They have helped me feel confident about my financial future, providing tailored advice that truly aligns with my goals. It’s reassuring to know my investments are in good hands with people I trust. Highly recommended for anyone looking for thoughtful and professional wealth management.
As a married couple in our early 30s, we truly appreciate Aikeyam’s personalized and goal-oriented approach to financial planning. Kashish helped us design a clear investment roadmap tailored to our income and life goals, which gave us the confidence that we’re on the right path to achieving them. Their detailed planning showed us how our goals can be met over time, and the regular quarterly reviews keep us aligned and accountable. It’s reassuring to have a team that not only builds the plan but also walks with you through it.
I’ve been working with Aikeyam for a while now, and what really stands out is how well they know their stuff,and how consistently they keep me disciplined with my investments.
They didn’t just tell me what to invest in; they helped me understand why it matters. For the first time, I have real clarity on how much I need for my retirement and my kids’ education. That clarity has been a game-changer.
What I value most is how approachable they are. I can ask them anything , without worrying if it sounds silly. They’re always there, always patient, and that makes all the difference.
Now I don’t stress about market ups and downs. I focus on my work, knowing my finances are in safe, capable hands.
We have been working with Aikeyam as our trusted investment manager for over two years now, and the journey has been truly rewarding. Kashish and Team bring not only exceptional professionalism but also a warm, personal touch that makes the entire experience comfortable and reassuring.
Their deep knowledge of the market and investment options—be it equities, mutual funds, or other instruments—is impressive. What we appreciate the most is how they patiently break down complex jargon into simple terms, ensuring we fully understand every aspect of our investments.
Kashish and Team consistently make us feel valued and informed, going beyond just managing our portfolio to building a genuine relationship based on trust and transparency. With Aikeyam by our side, we feel confident and empowered about our financial future.
Cheers!
Shivani & Vipin
I’ve known Kashish since the start of my career, and she’s been a big part of my financial journey. She helped me understand how investments work and guided me in growing my money wisely. What truly sets her apart is her ability to simplify complex financial concepts and make them approachable. She’s always easy to talk to, listens attentively, and never pushes a one-size-fits-all approach.
What I appreciate most is how she stayed calm and focused during the recent market turbulence. Thanks to her proactive strategy, my losses were minimal, and my portfolio kept growing steadily. Her support has given me a lot of confidence in my financial decisions.
The team gives you the best advice when it comes to financial planning and investment. I have seen great returns but what I appreciate most is the effort put in by the team for small details which creates big impact.
As an entrepreneur, it’s hard to find time for finances and investments. That’s why working with Aikeyam has been such a relief. The team is approachable, professional, and clearly knows what they’re doing. I trust them completely with my money — it’s in safe hands.
What I really appreciate is that they go beyond just financial planning and portfolio management. I had a long-pending EPF withdrawal issue, and they not only listened but also connected me with the right people to resolve it. That kind of support is rare.
I have been working with Aikeyam for the past 4 years on my financial investment journey and am very pleased with the guidance and support that I have received throughout these years. They have solid knowledge on financial markets and I appreciate their ability in explaining them in simpler terms which ultimately helps me in achieving my long term goals. They show genuine interest in their clients’ needs and help them make mindful investment decisions accordingly.
I highly recommend Aikeyam to anyone looking for a skilled financial advisor.
“Collaborating with this team has streamlined our recruitment process like never before. Their dedication and timely support make them a true partner in our growth.”
— R., Bengaluru
“Collaborating with this team has streamlined our recruitment process like never before. Their dedication and timely support make them a true partner in our growth.”
— R., Bengaluru
Why Choose us
Why Aikeyam Wealth Stands Apart
Fee-only, fiduciary financial advisory designed for disciplined wealth creation
SEBI-Registered RIA
Fiduciary, conflict-free advice
Fee-Only Model
We work only for you
7+ Years of Advisory Experience
Structured wealth guidance
500+ Clients Served
Trusted by professionals & NRIs
FAQs
Frequently Asked questions
We’ve got answers! explore our FAQs to learn more about how Aikeyam can enhance your wealth.
01 What is financial planning?
Financial planning is a structured approach to managing income, investments, taxes, risk, and long-term financial goals. Unlike isolated financial advice, it integrates retirement planning, tax advisory services, and investment advisory strategies into one coordinated roadmap designed to build sustainable financial freedom.
02 How do I choose the best financial planner in India?
Look for a SEBI-registered RIA operating under a fee-only model. A qualified financial planner should offer transparent pricing, fiduciary responsibility, and a structured financial planning framework aligned with your personal financial goals rather than product commissions.
03 How does a SEBI-registered investment advisor (RIA) help?
A SEBI-registered RIA is legally bound to act in your best interest. They provide conflict-free financial advice, structured investment advisory services, and long-term financial planning guidance without earning commissions from financial products.
04 Can NRIs benefit from financial planning in India?
Yes. NRIs often require coordinated financial planning covering Indian investments, DTAA tax considerations, repatriation rules, and global asset allocation strategies. A structured advisory approach ensures compliance and long-term financial stability.
When you Retire
Planning for Retirement & Financial Freedom
Use our Financial Freedom Calculator to estimate your retirement timeline.
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